Banking that rewards
you for making an
impact

Spiral offers a powerful banking app that allows people and nonprofits alike to drive change and make a positive social impact every day.

Join 100,000+
Americans with the
Spiral app

Spiral is a financial technology company, not a bank. All deposit products and services provided by nbkc bank, Member FDIC.

Easily manage your
money, social impact,
and transactions in
one place

Quickly manage your checking, savings, and giving accounts confidently with world-class security.
Easily track your most recent transactions and always know when funds move in and out of your accounts.
Spend anytime, anywhere. Connect to your external bank accounts, Venmo, CashApp, PayPal, Apple Pay, Google Pay, and more.

Make an instant
impact with
every single purchase

We empower people to become everyday heroes by making an impact every time they make a purchase

Shop at any restaurant, coffee shop, gas station, hotel, and more, and we will make a donation for every purchase (at no cost to you) to plant trees, provide clean water, buy meals and provide nights of safe shelter to people in need.

Track the social impact of your purchases at any given time and get a weekly report about your social impact.

Giving made simple

Everything you need in one place. Oh... we also match your donations up to $150 a year¹

Easily search and discover over 1 million charities² across the U.S.
Always be in control: choose to give monthly or as a one-time gift. Pause, stop or change your donations anytime.
Receive an end-of-year report of all your giving to help you with your tax returns.

Everyday Hero Visa®
Debit Card that helps
you make an impact
every day

Use your Everyday Hero Visa® Debit Card with millions of merchants and ATM locations worldwide.
Going on vacation? Our debit card works everywhere Visa® is accepted.
Easily connect to Apple/Google Pay and tap to pay.
Be in control - get instant transaction alerts any time you use your Everyday Hero Visa® Debit Card.
Round up each transactions, and easily support causes care about about.

Enjoy a new checking account that is clear, simple, and powerful

See your available balance and expand transactions to learn more about them.
Find any transaction with our powerful search engine. Filter your transactions by category and date.
Get your paycheck up to 2 days earlier³!

A savings account where you can earn up to 15x⁴ more to help you build the future you deserve

Set your goals, and watch your money grow.
Get rewarded for making an impact.
The more you save the more you get from us - unlock up to $81/year in cash bonuses⁵ to help you reach your goals faster.

The world’s first giving account that enables you to give as you earn

Align your giving with your income - transfer a small portion from your deposits to the Giving Account.
Be in control - you can change how much you move into your Giving Account at any time.
Easily see all your donations in one place - don’t remember how much you gave? We’ve got you covered!
Receive an end-of-year report of all your giving to
help you with your tax returns