Spiral combines powerful banking and giving in one app

A Smart Home Feed to always keep you in control of your money, your giving and your funds movements in one place

Conveniently see your total available cash across all your accounts¹
Quickly view and access your checking, savings and giving accounts
Easily see your most recent transactions
Always know when funds move in and out of your accounts
Get inspired daily by thought leaders’ quotes
Coming soon
Track the impact of your donations - get updates from the charities you support to learn how your money is making a difference

Easily search and donate to over 1 million charities³ across the U.S.
Choose to give monthly or as a one-time gift - you can switch anytime
Not sure who to donate to? Quickly browse our recommended charities
Always be in control - pause, stop or change the amount of your donations
Receive an end-of-year report of all your giving to help you with your tax returns

Carry the debit card with the heart in your physical or virtual wallet
Use our Spiral Visa® Debit Card with millions of merchants and ATM locations worldwide
Going on vacation? Our debit card works everywhere Visa® is accepted
Apple Pay & tap to pay - avoid physical exchange of the debit card
Be in control - get instant transaction alerts any time you use your Sprial Visa® Debit Card
Coming soon
Round up each transaction and donate to your chosen charities
Earn valuable Spiral points when you spend

See your available balance
Click and expand transactions to learn more about them
Find any transaction with our powerful search engine
Filter your transactions by category and date
Easily find your important account details - your account number, bank routing number and other details

Easily set a goal and track your progress
Set up auto transfers to help you reach your goal
Earn 0.22% annual percentage yield (APY)⁵
The more you save the more you get from us - unlock up to $102/year in cash bonuses⁶ to help you reach your goals faster

Align your giving with your income - transfer a small portion from your deposits to the Giving Account
Be in control - you can change how much you move into your Giving Account at any time
Easily see all your donations in one place - don’t remember how much you gave? We’ve got you covered!
Receive an end-of-year report of all your giving to help you with your tax returns