Ethical banking for the Socially Responsible

Earn more and easily make a difference

Spiral is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.

The world’s first ethical banking that rewards the Socially Responsible

Your Every Swipe Makes a Difference

With every swipe of your Spiral Visa® debit card, you can round up to the nearest dollar and use that money to support the causes you care about. Every cent rounded up makes a difference every single day.

Not just checking &
savings
accounts, but the world’s first giving account

With Spiral you can easily support causes you care about and quickly discover over 1,000,000 charities² that support your causes.

Donate through Spiral to more than 1M nonprofits and we’ll match your donation up to $150 a year³.

We’ll even help you track your charitable contributions for tax purposes.

Maximize Your
Financial Freedom

Bye bye monthly fees⁴

No minimum balance. No monthly fees.
No ACH transfer fees.

Earn more on your savings

Earn up to 15X more than the national average on savings⁵. Just transfer money into your savings account, set your goals, and watch your money grow.