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Swipe, Save, Impact: Grow Your Savings and Be a Hero with Every Purchase

By Team Spiral|February 1, 2024
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Helping others might just be the key to a life that is not only happier but also healthier, wealthier, more productive, and profoundly meaningful.

There are countless ways to make a positive impact on the world each day. Whether it's volunteering for a cause close to your heart, recycling, or assisting elderly or disabled individuals with everyday tasks, every small action counts. 

Scientific research supports the notion that helping others boosts our happiness, leading to what is known as the “helper’s high.” This warm, contented feeling follows acts of kindness, such as donating money, volunteering, or simply lending a hand. Imagine experiencing this sense of well-being daily. What if achieving it was as simple as using your debit or credit card to buy groceries, fill up your car, or enjoy coffee with a friend?

At Spiral, we are committed to making it easier for people to build a better life while creating a positive impact regularly. That's why we developed Everyday Impact™—a feature that enables you to save for your future and support charitable causes of your choice effortlessly every time you shop. Simply swipe your debit or credit card at any restaurant, coffee shop, gas station, hotel, and more. With each transaction, you can round up to grow your savings and donate to causes close to your hearts, such as tree planting, providing clean water, feeding children in need, offering safe shelter to those in need, and many more. It’s that simple.

Save Money and Feel like a Hero Every Day

We empower individuals to save for their future and feel like heroes every day by making a difference and helping their community daily with every debit card purchase. Imagine that every single purchase you make could fight climate change, provide clean water, feed a hungry child, or offer safe shelter to those in need. With Spiral, this is now a reality.

Making the World a Better Place, One Purchase at a Time

Spiral’s Everyday Impact™ enables financial institutions to empower their account holders to grow their savings and make a positive impact with their everyday transactions. Whether it’s saving the planet or giving shelter animals a second chance, there are a variety of cause categories to choose from, and your account holders have full control over how much of their roundups go to their savings or to charitable donations. 


Spiral’s Everyday Impact™ with Round Up for Savings 

How Everyday Impact™ Works

When you offer Everyday Impact™ within your digital banking, your account holders have the ability to round up their everyday purchases to the nearest dollar and have the spare change added directly to their savings account. Plus, they can choose to have a percentage of their roundups go to a charity or cause area of their choice with the ability to change their preferences at any time and receive a donation report for tax purposes

5 Steps to Grow Your Savings and Make an Impact with Every Purchase:

  • Activate Everyday Impact™ with just a few clicks
  • Choose what percentage of your roundups will go to your savings and what percentage (if any) you’d like to donate to a cause or nonprofit of your choice
  • Just swipe your debit or credit card at any restaurant, coffee shop, gas station, hotel, or any other vendor; your purchases will be rounded up to the nearest dollar automatically with the spare change added directly to your savings account and/or cause areas that you selected. With every purchase, not only can you grow your savings, but you can also plant a tree, provide clean water, feed a child in need, or provide safe shelter for people in poverty - the sky's the limit for the level of impact you can make on your financial future and the lives of others! 
  • Easily track the impact of your roundups and make adjustments at any given time
  • When you use your roundups to donate, you’ll also have access to receipts and a donation report for tax purposes 

Giving Made Simple With Spiral Giving™ 

Along with Everyday Impact™, Spiral offers an innovative Giving Center that enables account holders to create a tailored portfolio of causes, donate in less than five seconds to any charity, track their charitable impact, and receive a donation report for tax purposes. 

By adding the Giving Center, your financial institution can partner with and highlight nonprofits in your local community or allow your account holders to browse thousands of verified nonprofits from across the United States that they can give to through the convenience of your banking app.

How Spiral’s Giving Center Works

  • Easily search and discover over 1.5 million charities across the U.S or choose to support fundraisers supported by your institution
  • Choose to give monthly or as a one-time gift – you can switch anytime
  • Always be in control – pause, stop, or change your donation
  • Receive receipts and a donation report of all your giving to help you with your tax return

Swipe. Save. Impact.

With Spiral, it’s easier than ever to make an impact on both your financial journey and your community. With the Everyday Impact™ feature, your purchases have the ability to help you save and also change someone’s life. If you want to take your impact even further, and support charities and causes you care about, you can check your institution’s digital Giving Center and donate directly from your bank account. Whether you choose one or both options, you’re well on your way to helping others and creating a life that’s more meaningful. 

Want to Know More? 

To discover how Spiral's platform can benefit your financial institution, schedule a demo today.

Team Spiral
We make it simple for banks and financial institutions to drive positive change, amplify their community impact, and empower millions of customers to contribute to a better world. Stay ahead of the curve, discover how impact can drive engagement and profits, and get ready to rethink finance.

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