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for the

Easily make a difference every day

Spiral is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.

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FDIC Insured upto 5000000
five stars AppStore reviews
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Support causes you care about with the Spiral card

Your Every Swipe Makes a Difference

With every swipe of your Spiral Visa® debit card, you can round up to the nearest dollar and use that money to support the causes you care about. Every cent rounded up makes a difference every single day.

Spiral Visa debit card
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Not just checking &
accounts, but the world’s first giving account

With Spiral you can easily support causes you care about and quickly discover new charities² that support your causes.

Donate through Spiral to more than 1M nonprofits and we’ll match your donation up to $150 a year³.

We’ll even help you track your charitable contributions for tax purposes.

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We understand  your banking needs

Bye bye monthly fees

No minimum balance. No monthly fees.
No ACH transfer fees.

Earn more on your savings

Earn up to 15X more than the national average on savings. Just transfer money into your savings account, set your goals, and watch your money grow.

Get paid sooner

Set up direct deposit and get your paycheck up to 2 days earlier.

Personal customer service

We believe in people, not robots. Our personal customer service team is ready to help you with every need, we’re just a phone call away.

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Customers LOVE Spiral

Your Security & Protection
are Our Priority

audited by independent security contractors

Peace of mind security

The Spiral Platform is audited by independent contractors and security controls are tested for operational effectiveness.

card lock protection

Card lock

Lock your card anytime if it’s lost or stolen.

Apple Fingerprint & Face ID lock

Fingerprint & Face ID lock

The Spiral app is extra secure using Apple's fingerprint & Face ID lock protection.

FDIC insured


All deposit accounts are issued by nbkc bank, Member FDIC. Deposits can be insured up to $5,000,000¹.